Auto Loans

Vehicle LoanOur vehicle loans come in all shapes and sizes, including:

  • Cars, Trucks and Sport Utility Vehicles
  • Recreational Vehicles
  • Boats
  • Motor Homes
  • Travel Trailers
  • Motorcycles 
  • Indirect Loans

First Time Auto Buyer Program

Our First-Time Auto Buyer Program is designed for young adults who have limited credit and are ready to purchase their first car. This loan comes with low rates, manageable terms and is a great way to establish a credit history. When you choose C1st to finance your first vehicle, you’ll get a whole lot more than just a new ride. Click here to find out more!

GAP Protection - What is it?

GAP Protection offers protection for the difference of the value of your vehicle and what the insurance will give you in the event of a loss. The program covers insurance deductibles up to $1000 and it also covers $1,000 towards your next vehicle financed through C1st, if done within a 30 day time frame. Our GAP Protection also has an Auto Deductible Reimbursement (ADR) perk also which means that if your vehicle is not deemed a total loss but you need repairs done, we will pay your deductible up to $500 per claim as many times per year up to 3 years after you purchase the GAP protection.  

Route 66 Extended Warranty 

 We all know it, all cars break down eventually.  Even the most reliable vehicle can develop mechanical problems.  A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdown costs, it also comes with a $0 deductible, 24/7/365 Roadside Service, Rental Car Benefits, a 30-day Money Back Guarantee, Nationwide Coverage, and is fully transferable. With Open Enrollment, you don't even have to buy your warranty at the time of purchase.

Indirect Loans

Indirect loans are loans that originate at the car/recreational dealership. Just tell the dealership you want your financing through Community 1st Credit Union and they will have all the paper work there for you - you don't even have to come into the Credit Union.